How Much Does Iowa Workers Comp Pay?

A work injury does not only cause disruptions to your career and finances but also to your health and overall well-being. The Iowa Worker’s Compensation is designed to get you back to work as soon as possible by compensating you for some of those losses. However, Worker’s Compensation also limits the amount of money that you can receive from your employer. Below are the different types of benefits that are available through workers compensation.

Temporary Disability Benefits

Temporary disability benefits in Iowa are paid to employees who need time off work because of being treated for a work injury. Your first three days off work will not be paid unless you need a total of 14 days off work.

How Much Does Iowa Workers Comp Pay?

You will receive approximately 80% of your week’s wages after tax. However, by law, you cannot receive more than a certain amount each year. As of 1 July 2016, the maximum weekly benefit is approximately $1680 per week for temporary disability compensation.

Permanent Disability Benefits

If you have a condition that is not expected to improve significantly, you will be evaluated by a doctor for a permanent disability. If it is found that you are permanently or totally disabled, you will continue to receive your weekly payment at your temporary total wage for as long as you are disabled. This, however, is reserved for people with severe injuries and leave them unable to have any kind of successful employment.

Permanent Partial Disability Benefits

If you are not entirely disabled, but you do have a permanent impairment, you could be eligible for a permanent partial disability award. The Iowa workers compensation pays for scheduled disabilities and body as a whole disability. As of July 2016, the maximum weekly benefit for this is $1553.

Scheduled disabilities pay for disabilities of certain body parts such as the hands, feet, arms, legs, fingers, and toes. This disability also includes compensation for loss of sight or hearing and the disfigurement of the face and head. It also consists of 80% of your weekly net wages for a number of weeks which will be determined by the state.

The body of the whole award is when you have a partial disability that doesn’t appear on the schedule. You will receive a disability rating which takes into account several factors such as the nature of the disability, your age, loss of earning capacity as a job qualification and skill. The compensation for this is also 80% of your net weekly wage for up to 500 weeks depending on the disability rating. So, be sure to find out if you can receive your workers comp benefits.

How Do 18-Wheeler Crashes Most Commonly Happen?

\The number of accidents caused by 18-wheelers are much more, in percentage, than other vehicles. So, how do 18-wheeler crashes most commonly happen?

Driving inattentively:

This includes activities like driving and messaging, talking with other passengers or on the phone, driving the vehicle while sleepy or just taking eyes away from the road. Remaining vigilant can prevent these accidents from occurring.

Driving at high speed:

Speeding is unarguably amongst the commonest traffic violations and nearly every driver is guilty of it sometime or the other. Drivers often fail to observe speeding limit signs, leading to disastrous consequences.

Abrupt changes in lanes:

Suddenly cutting ahead of an 8-wheeler is another cause of disaster. One should remember that heavy and large trucks require much longer distances for stopping than smaller vehicles.

Failing to stop:

Accidents occur when the driver of the 18-wheeler fails to cut down speed while approaching a stop sign or traffic light. Applying the brakes at the last moment does not help as the impetus and weight of the vehicle drags it quite a distance before it can stop.

Following too closely:

Following an 18-wheeler too closely is inviting danger, as the heavy vehicle cannot stop as quickly as lightweight vehicles can. It is imperative to maintain a safe distance as these huge commercial trucks outweigh passenger vehicles too much. Maintaining a safe distance can prevent such accidents from taking place.

Not observing environmental conditions:

The driver should drive at a speed lower than the speeding limits in adverse weather conditions, as the limits reflect driving speeds under ideal driving conditions. Glaring sunlight, fog, hail, rain, along with other temporary environmental conditions require drivers to slow down. Remember, tires do not grip the road properly when the latter is wet.

Driving in blind spots:

Most motorists are unaware of the extremely large blind spots (areas on the road that the driver of the vehicle cannot see through his vehicle’s windows or rearview mirrors) that 18-wheelers have. All vehicles have blind spots. Heavy vehicles like 18-wheelers have particularly large blind spots. Driving for a long period in such blind spots can lead to the trucker to forget your presence and ram his vehicle into yours.

DUI:

Driving while intoxicated or under the influence of alcohol by the trucker is one of the major reasons that lead to accidents. As mentioned above, controlling a heavy vehicle requires more alertness on the part of the driver.

Unsafe turning:

Turning with little room or too quickly can easily lead to a serious collision. This is particularly true in the case of heavy vehicles, as they are less maneuverable compared to smaller vehicles.

There is no use crying over spilled milk after you have been involved in a vehicle accident. You need a special attorney to fight your case. We at Greenstein and Milbauer, truck accident attorneys, are committed to assisting the victims of trucking accidents like you to receive fair compensation and the justice you deserve for your property loss and injuries. Contact us today!

 

https://en.wikipedia.org/wiki/Accident

https://en.wikipedia.org/wiki/Traffic_collision

Post-Car Crash Tips You Should Know

After you’ve been injured in a car accident, you probably aren’t sure what you should do next. You know you want to make sure that the party who is responsible for causing your accident compensates you for the damage they’ve caused, but how?

First, you must reach out to an experienced attorney who can fight for the retribution you’re entitled to. From there, you can focus on your recovery while your lawyer works behind the scenes to build you a powerful case.

Gathering Evidence for Your Car Crash Claim

While you are recuperating, your attorney will be gathering the evidence necessary to support your case. This might include, but is not limited to expert testimony, video footage, police reports, witness statements, safety inspection reports, medical documentation and photographic evidence.

The evidence your attorney obtain will be used to establish that the person named as the defendant in your claim is, in fact, liable for the losses you endured. Some of the most commonly seen parties that have contributed to auto wrecks are the driver of the other involved vehicle, the Department of Transportation, and the vehicle parts manufacturers and technicians.

When any of these entities are negligent in their actions, the can put anyone sharing the roads with them at risk for serious injuries. This is not something that should be taken lightly.

Getting the Most Out of Your Civil Lawsuit

Another notable tip for car crash survivors is to let your lawyer negotiate with the insurance company on your behalf. Sure, you might be thinking- “Well isn’t the insurance company on my side?”.

On the contrary, insurers are notorious for masquerading as having your best interests at heart when in all actuality they are going to be doing whatever they can to minimize the amount they’ll be required to pay you.

You might find yourself being blamed for the cause of the accident, having your claim denied, or being put off by the insurer no matter how many times you’ve attempted to settle.

Your attorney will be skilled in these unscrupulous insurance company tactics and will not the the insurer get away with paying you less than you’re entitled to. When you want to get the most out of your claim, having your lawyer negotiate for you can only work out in your favor.

Work with a Highly Trained Car Accident Lawyer

When you’re ready to hold the person or persons who caused your injuries responsible for the damage they’ve caused, hire an auto wreck attorney ASAP. You need to make sure your claim is filed before the statute of limitations runs out in your case. Get in touch with your lawyer so that you can take the first steps in obtaining the compensation you’re entitled to.