California’s Most Dangerous Cities for Car Accidents

California is a beautiful state chock full of wondrous places to visit, but getting there can be dangerous, as can some of the cities these wonders are found in. Los Angeles and the surrounding areas are known to be high in traffic, and that can lead to frequent auto wrecks.

Although you can’t avoid every accident you can try to engage in safe driving practices, especially when driving in these dangerous and high traffic cities. Things like not engaging in distracted driving, or driving defensively, really can make all the difference in avoiding an accident.

Below, here is some information on some of California’s most dangerous cities to drive in.

California’s Most Dangerous Cities for Drivers

What makes a city dangerous for drivers? There’s the weather, of course, which can lead to frequent crashes, particularly wet weather. There are also the congestion rates, road quality, amount of youthful drivers in the area, and overall amount of vehicles on the road.

These are a few of the most dangerous cities for drivers in California:

  • Berkeley
  • Los Angeles
  • San Francisco
  • Pomona
  • Modesto
  • Salinas
  • San Bernardino
  • West Covina
  • Ontario
  • Santa Maria
  • Oakland
  • Pasadena
  • Lancaster

How Can You Avoid Being Involved in a Vehicle Wreck?

There are many things that you can do to decrease your chances of being in a car crash. Even in dangerous cities for drivers you can lower the likelihood of getting hurt by following these driving safety tips, although you obviously can’t eliminate your chances entirely.

Drive for the conditions of the road – People are constantly getting into accidents when it rains and this is because they ignore the condition they’re driving in. They try to drive the same speed limit they always do, but that’s not a good idea.

You will need to drive considerably slower in wet or foggy weather, and there are times where you shouldn’t drive in poor weather at all and instead wait it out.

Don’t drive distracted – It’s tough to ignore the notifications on your phone, but it’s important to pay attention to the road. There is nothing so important that it can’t wait until you get to where you’re going. If you really think you need to answer a call or look at a text “just in case it’s important,” pull off the road to do it.

Here are a few other driving safety tips:

  • Never drink and drive
  • Don’t speed—seriously
  • Don’t engage in reckless driving
  • Wear your seat belt
  • Drive defensively

Are You Looking for an Auto Injury Lawyer?

If you’ve been injured in a vehicle collision then you already know how life altering that situation can be. Your injuries could be causing you incredible pain, emotional and mental suffering, financial losses, and your family life could be impacted. You deserve to be compensated for an auto wreck caused by someone other than yourself.

Filing a vehicle crash claim is the only way to hold a negligent party accountable when they cause you injuries and damages in a car accident. However, filing and winning your case is difficult and requires some knowledge of the personal injury claim process. Get help winning your case by working with an Orange County car accident lawyer.

Seeking SSD in Boston? You Have Legal Options

The Social Security Disability (or SSD) Insurance Program in Boston is tailored to offer financial help to individuals who have suffered a disability that prevents them from continuing working. While the process may seem like a straightforward one, it’s not. You are expected to observe strict guidelines and meet a number of legal requirements before you can be awarded the SSD benefits. So, hiring an SSD lawyer is advisable. The lawyer will help you gather the documentation and argue your case.

Are seeking SSD in Boston? You have legal options as discussed below, but first, you have to be eligible for the benefits.

How Do You Know if You are Eligible for SSD Benefits?

First, your lawyer has to check the circumstances surrounding your claim to ensure that you fit the SSD benefit program. The lawyer has to confirm that you are really disabled. In this case, being injured and not being able to work for a specific period doesn’t necessarily imply that you are disabled and that you are entitled the financial benefits.

Second, you should have worked in a job position that is covered by the Social Security Program. In addition, you have to have served for a reasonable period. This will help in determining the Social Security Credits. The credits are converted to the money that is paid to you as compensation.

Last, you have to meet the criteria for determining an SSD beneficiary as described by the Social Security Administration (SSA). For this case, you have to meet these specifications:

  • Be unable to continue working because of a disability.
  • Your disability has lasted for 1 year or more or is expected to last this much.
  • The SSA has determined that you are ineligible to find another job because of the disability.

What are Your Legal Options?

If you plan to file for SSD Benefits in Boston, the first thing that you need to do is visit the SSA office and file an official application. You are expected to submit supportive documents showing proof of your injury during the application. This includes the doctor’s report and all medical records. However, since close to 90% of SSD first-time applicants are denied the benefits in Boston, there is a likelihood that yours will be denied too. This is where the Social security disability lawyer in Boston is important as the lawyer will help you rearrange your documentation before the 60-day Request for Consideration term expires. The good news is that much of the paperwork is done online these days, so you can work with an attorney over the internet.

What if the Request for Consideration is Rejected?

In such a case, the law provides you with the right to ask for a formal hearing before an administrative panel. The panel features an administrative judge, medical experts, and vocational authorities. The panel will interview you to determine the basis of your claim. Then, the judge will pass a ruling indicating whether you should be awarded the SSD benefits or not.

The hearing, popularly known as the Administrative Hearing, may be your last and only chance to argue your case and get the financial benefits that your really deserve for the injury suffered. Your lawyer will take you through a grilling process meant to prepare you for the formal interview. You’ll be taught what questions to expect and how to answer them. Furthermore, your lawyer will be with you throughout the hearing to ensure that you come out victorious in the end.

Final Thoughts

If you are seeking for SSD in Boston, you have legal options meant to help you get compensated handsomely for the injuries sustained. Using the above information, you now know what to expect in as far as the application process is concerned. With a great SSD lawyer on your side, the process is a little easier.

The Rights of Injured Workers in Indiana

Work-related injuries can significantly reduce an employee’s income and could potentially affect his/her ability to work in the future. Injuries at work can happen, regardless of the nature and location of the job. In fact, even skilled and experienced workers can suffer from injuries that may have negative consequences on their ability to earn. Learn more about the rights of injured workers in Indiana and how you can be compensated for any work-related issues.

Understanding Workers’ Compensation

Workers’ compensation is a type of accident insurance program that most businesses are required to carry under Indiana law. This insurance provides protection for workers from the very first day they begin work. Under the Indiana Workers’ Compensation Act, the majority of compensation programs will cover the workers’ basic needs, including medical assistance, income benefits, and rehabilitation treatment. The aim of this coverage is to provide enough support to the worker to help them recover quickly and get back to work as soon as possible.

Knowing Your Rights

Workers who are covered by workers’ compensation have access to financial assistance, should a work-related accident occur that causes an injury. Work-related injuries can be used as grounds to allow the worker to file a compensation claim. This claim must be filed within 30 days after the accident occurred, or the claim may be denied.

Indiana’s compensation coverage is a no-fault system. Therefore, it offers the assurance of financial support for workers to cover their medical bills, permanent impairments, lost wages, and other consequences of failing to work due to their injuries. To receive this coverage, workers who suffer from injuries must understand what their rights are under Indiana law.

Eligibility

Workers’ compensation will cover all occupational illnesses and traumatic injuries that result from work-related accidents and conditions. Occupational illnesses are diseases that can occur over a time period, such as those caused by exposure to harmful substances in the workplace, or those that cause damage to the worker due to repetitive movements. Traumatic injuries, on the other hand, are injuries that occur as a result of a work accident. While these injuries are likely to be covered by insurance, injuries and/or illnesses that a worker suffers from off-duty are not.

What to Do in Case of a Work Injury

Once an injury occurs at work, the worker must notify the employer immediately, or at least within 30 days of the injury to avoid denial of claims. Immediate notification is also advantageous because it allows the worker to receive benefits earlier. Furthermore, late claims or claims that take a while to file are viewed with skepticism and suspicion.

What to Expect

For injuries that will require a worker to stay away from work for more than 24 hours, the employer is required to complete the “Employer’s Report of Injury.” This form is then sent to the insurance company and a copy is given to the worker within 7 days. Once the form is received, the insurance company will then submit the report to the Workers’ Compensation Board of Indiana. The company will then have 29 days to decide whether to approve or deny the claim.

What Benefits to Accept

The rights of injured workers in Indiana require that all medical treatments required and considered reasonable as a result of the injury will be covered by workers’ compensation insurance. These treatments includes hospital bills, medication, and professional medical fees. It also covers prosthetic devices. Should the injured worker incur expenses going to and from his/her medical appointments, these will be reimbursed, as well. Temporary and permanent disabilities will also be compensated.

When to Call a Professional

Employers are expected to process the workers’ compensation injury claims once these are filed. If no action has been taken by your employer, consider asking an Indianapolis work comp attorney for help. Work comp lawyers specialize in cases that deal with work-related injuries and claims, and they can identify the most important (and weakest) points of your case. They can also help ensure that your rights as an injured worker are protected, and that you receive just compensation for your injuries.

 

Sources: www.in.gov/wcb/

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